Financial Ratio Analysis for Increasing the Financial Performance of the Company at Bank Bukopin

Abstract

This paper analyzes the liquidity, profitability, activity and solvency ratio on the performance of Bank Bukopin. This study uses the secondary data that is financial statements of Bank Bukopin on the period of 2011-2013. From the calculation of these ratios, it can be determine the financial performance of Bank Bukopin. That financial performance then adjusted with the standards of the financial ratio. The research proves that the level of financial performance at Bank Bukopin from 2011-2013 according to the liquidity, profitability, activity and solvency ratios is expressed in good and healthy state. This study is limited in the scope of research on financial performance measured from the financial ratio. This study examines the cases of Bank Bukopin, Indonesia. The contribution of this study provide an insight how to keep the companies survive and develop accordance with the demands of the financial health and also this study is different from the previous studies because of the scale of study is a national level with a long research period that is for 3 years period.