Berhe, T. . G. . “Determinants of Commercial Banks’ Lending Behavior: Case Study for Selected Commercial Banks in Ethiopia”. International Journal of Sciences: Basic and Applied Research (IJSBAR), vol. 53, no. 1, July 2020, pp. 194-11, https://gssrr.org/index.php/JournalOfBasicAndApplied/article/view/10705.