S. Ramakrishnan, M. Mirzaei, and M. Naveed, “Corporate Bankruptcy Prediction: A Case of Emerging Economies”, IJSBAR, vol. 19, no. 1, pp. 177–187, Jan. 2015, Accessed: Sep. 14, 2025. [Online]. Available: https://gssrr.org/JournalOfBasicAndApplied/article/view/3246